HDB Owners Still Want to Upgrade — But There’s a Problem

If you ask many HDB owners whether they would like to upgrade to a private property, the answer is probably not a surprising one. A recent PropNex Research HDB Flatowners Sentiment Survey 2026, based on 1,533 HDB flat owners and residents, gives us some interesting numbers behind that aspiration. And personally, I think there is a bigger story here than simply: “55.1% of HDB owners want to...

The Singapore Property Evolution: Are We Really Hitting S$3,000 PSF?

Every few years, the Singapore property market reaches a point where buyers say the same thing: "Prices surely can't go any higher." (yeah who would have guessed!) Yet history has repeatedly shown that what once seemed expensive eventually becomes the new benchmark. There was a time when S$1,000 psf felt expensive. Then S$1,500 psf. Then S$2,000 psf. Today, we're approaching another psychological...

The 15-Month Wait-Out Period Is Gone.. So what now?

When the 15-month wait-out period was introduced back in 2022, it was one of the biggest cooling measures for the HDB resale market. Its goal was simple: To slow the influx of private property owners entering the HDB resale market, giving genuine HDB buyers a fairer chance. Fast forward to today, 28 July 2026, and that rule has officially been removed. But before everyone starts saying "HDB prices are...

The Unpopular Truth About Ground Floor Units

"Eeyer... ground floor ah?" It's probably one of the fastest ways to make a buyer lose interest. Every condo launch. Every BTO launch. The highest floors get booked almost immediately. Ground floor? Usually the last few units sitting there. For the longest time, we've been taught that higher = better. Better views. Better privacy. Better resale. Better investment. But here's the question. Is that...

I was reminded of that moment at the table.

If you were to ask me about my realtor journey while we were having coffee, I’d probably tell you this story and laugh halfway through it, still wondering what happened. On 28 September 2024, right after I passed my RES exam, my laoban Benson brought me down to PropNex CES. After that, we went for a simple meal. That was the first time I met laobanniang Jessie. Somewhere between the food and...

What self-employment really feels like

If you asked me 5 years ago whether I would leave corporate… I would have said no without even thinking. I liked the stability. The consistent paycheck. The “clear” path — work hard, get promoted, slowly climb. It felt safe. Predictable. Like life was… planned. But in 2025, something shifted. Not loudly. Not dramatically. Just a quiet but very certain feeling: “I...

“Valuation”.

If you’ve ever bought, sold, or even thought about upgrading your home, you’ve probably heard this word thrown around: “Valuation.” And almost immediately after… you’ll notice something interesting. People’s tone changes. There’s hesitation. There’s uncertainty. But why? Because valuation is one of the most powerful numbers in a property transaction. Let’s break it...

Turns out, I was just easy.

I went to see a Taoist master recently for a reading. He told me something that stayed with me:“Love yourself more. Stop giving in so much. Start prioritising yourself.” He also said — people around me may seem like they love me,but they might love taking advantage of me more. “You like to see the good in people, but they are not as they seem.” I didn’t fully believe it at first. I...

Your Property Has an Expiry Date — When Does Things Start Getting Risky?

I had a conversation with a buyer recently that I think many people can relate to. He found a unit he really liked. Good size. Good layout. Price looked attractive. Then he asked me a very simple question: “Why is this one so much cheaper than the others?” And the answer? He found a unit he really liked. Good size. Good layout. Price looked attractive. Then he asked me a very simple question:...

“Are You a Top Producer?”

I had a conversation with a gentleman recently. He asked what I do. I said I’m a realtor and a barista. He paused. Then he asked, “Oh! So… like those top producers on instagram la?” I laughed and said no. He was confused. Not because I don’t want to do well. Not because I don’t want to earn. Of course I do. I’m human. But “top producer” has never been the term I wake up chasing. And...

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