When it comes to Singapore’s property market, rules can feel like fine print — until they directly affect your home or investment. One of the biggest shifts in recent years is the URA Harmonisation Rules. Many think this only began in June 2023, but in truth, it’s been evolving for more than 20 years. June 2023 was just when URA officially packaged and named it. The whole goal? More transparency,...
When you're buying and selling an HDB flat at the same time, the Enhanced Contra Facility (ECF) helps make things smoother—especially when it comes to managing your money. Let’s break it down simply with this article. Let's get right to it! First and foremost... What exactly is ECF and what does it do? If you’re selling your current HDB flat and buying another resale HDB flat at the same time,...
When purchasing a Housing and Development Board (HDB) flat in Singapore, prospective homeowners often overlook the significance of the Home Protection Scheme (HPS). This document aims to shed light on why HPS is essential, who qualifies for it, and the benefits of having this insurance coverage. Understanding these aspects can help you make informed decisions during your home-buying journey. What is...
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