Investment

When it comes to Singapore’s property market, rules can feel like fine print — until they directly affect your home or investment. One of the biggest shifts in recent years is the URA Harmonisation Rules. Many think this only began in June 2023, but in truth, it’s been evolving for more than 20 years. June 2023 was just when URA officially packaged and named it. The whole goal? More transparency,...

The Sen – Why This Could Be the Smartest Buy of 2025 If you’ve been following the property market, you know how rare it is to find something that’s priced right and in a good location. That’s why The Sen has caught my attention — and why it might deserve a spot on your radar. The Price Advantage You Don’t See Every Day The Sen’s land was bought at just $841 psf ppr. For context, recent...

Despite multiple rounds of cooling measures, a global pandemic, and rising interest rates, Singapore’s property market remains resilient — and in some segments, booming. So why are people still buying, even amid uncertainty? The answer goes beyond just profit. It’s about strategy, stability, and future planning. 1. Resilience Through Crisis: Property Prices Keep Rising During COVID-19, many...

2025 has brought a wave of new condo launches across Singapore — from city fringe gems to quiet enclaves in OCR. For buyers, it’s an exciting time, but also a confusing one. With so many options, how do you know which development is the “right” one? Here’s a simple framework to help you choose wisely, whether you’re buying for own stay or investment. 1. Start with Your Purpose: Own Stay...

Do you know some of the common terms used in Real Estate, like OTP and SPA? Or, do you know the difference between TOP and CSC? This guide aims to provide a concise overview of the most commonly used terms in the Singapore real estate market. Understanding these terms is essential for anyone looking to navigate the complexities of property transactions in Singapore, whether you are a buyer, seller, or...

We all hear real estate agents talking about CCR, RCR, OCR. But honestly, what exactly are they? Core Central Region (CCR), Rest of Central Region (RCR), and Outside Central Region (OCR). Understanding these distinctions is crucial for potential investors, homeowners, and real estate enthusiasts looking to navigate Singapore's dynamic property landscape. Each region has its unique characteristics, market...

Buying your first home in Singapore can be an exciting yet daunting experience. This document provides a comprehensive guide to help you navigate the process, from understanding the different types of properties available to securing financing and completing the purchase. Whether you are a local citizen or a foreigner looking to invest, this guide will equip you with the essential knowledge to make...

Thinking of upgrading from an HDB flat? You’ve probably come across Executive Condominiums (ECs) and private condos. Both offer private housing lifestyles — but they come with different rules, costs, and benefits. Let’s break it down in simple terms, so you can decide which one suits you best. Understanding ECs and Condos Executive Condominiums (ECs) ECs are a hybrid of public and private...

When you're buying and selling an HDB flat at the same time, the Enhanced Contra Facility (ECF) helps make things smoother—especially when it comes to managing your money. Let’s break it down simply with this article. Let's get right to it! First and foremost... What exactly is ECF and what does it do? If you’re selling your current HDB flat and buying another resale HDB flat at the same time,...

When purchasing a Housing and Development Board (HDB) flat in Singapore, prospective homeowners often overlook the significance of the Home Protection Scheme (HPS). This document aims to shed light on why HPS is essential, who qualifies for it, and the benefits of having this insurance coverage. Understanding these aspects can help you make informed decisions during your home-buying journey. What is...